Trauma Cover

Eligible entry ages  16 – 60*
Maximum sum insured  $2,000,000
 Cover ends  Age 100
 Benefit type  Lump sum payment
 Free look period  14 days to ensure you are happy with your policy
   * ages outside of this range will be considered on an individual basis.

 Trauma Cover – Accelerated
  - an advance payment of Life Cover

In this option if you experience one of the defined serious illnesses or injuries and receive the lump sum trauma payment, the amount of your Life Cover will reduce by the amount paid for the trauma claim.

Trauma Cover – Stand Alone
-      a separate payment

In this option Life Cover is separate from Trauma Cover.  Should you claim on your Trauma Cover Stand Alone – there will be no impact on any other Life 360 cover you hold

What trauma conditions are covered?
OrgansFunctional loss/neurological
Chronic liver failure Advance dementia (including Alzheimer’s disease
Chronic lung failure Benign brain tumour
Chronic real failure Coma
Major organ transplant Encephalitis
Pneumonectomy Loss of independent existence

 

Major head trauma
CancerMotor neurone disease
Caner – life threatening Muscular dystrophy

Multiple sclerosis
Blood disorder Paralysis (Hemiplegia, Diplegia, Paraplegia Quadriplegia, Tetraplegia)
Aplastic anaemiaParkinson’s disease

Recoverable stroke*
Loss of use Stroke resulting in functional loss
Deafness

 

Loss of limbs and/or sight Other conditions
Loss of speech Intensive care
Total and permanent blindness Medically acquired HIV

 

Occupationally acquired HIV
Heart & circulationSevere burns
Aortic surgery

 

Coronary artery bypass grafting surgery

 

Coronary artery angioplasty*

 

Heart valve surgery

 

Major heart attach (myocardial infarction)

 

Primary pulmonary hypertension *Limits apply

 

For more information about TMFNZ products, please complete the TMFNZ online equiry form.