Life insurance can become expensive or difficult to arrange later in life sometimes as a result of pre-existing medical conditions. However, if you are aged between 50 -79, applying for a Funeral Plan is easy and affordable as your acceptance is guaranteed.
There is no medical and we do not ask any health questions, not now or at anytime after you have become a Funeral Plan policy holder. Your premiums are fixed at the start and are guaranteed never to increase. Regardless of your state of health for as long as you live, we guarantee that your premiums will never increase.
Cover commences immediately
Your Funeral Plan cover starts the moment we accept your application and issue your policy. For the first two years cover is provided in the event of death by accident but after two year, full cover applies. Should the unfortunate happen and you die by natural cause within the first two year, all premiums paid by you will be refunded wither to your nominated beneficiary or to your estate.
What you are not covered for:
This policy does not cover suicide within the first two years or death occurring at any time whilst carrying out a criminal activity.
For more information about TMFNZ products, please complete the TMFNZ enquiry form.